DMS Eligibility Criteria

You must meet all the criteria below:

2. Local Connection / Priority Groups

You must meet at least one of the following:

Live, work, or have immediate family (parent, sibling, or child) living within the Maidstone borough.
(If a buyer cannot be found within this area, the distance may be gradually widened with council agreement – first to Tonbridge & Malling, Medway, Tunbridge Wells and Swale
Boroughs and then Kent-wide, with Council approval.
Be a key worker, as defined by the Council. For example, NHS and emergency services worker, education and childcare workers, local authority and frontline transport workers.
Be a serving member of the UK Armed Forces, or have been honorably discharged within the past 2 years.

Evidence will be required to support your connection.

3. Property Ownership

You must not own any other residential property (in the UK or abroad) at the time of completing your DMS purchase.

4. Household Income

(This threshold may be reviewed annually by the Council and adjusted in line with inflation.)

5. Housing Need

You must be unable to purchase a suitable property on the open market within the local area, based on your income and savings.

6. Financial Position

You must be able to demonstrate:

A mortgage offer (agreement in principle or full offer) from a recognised lender.
No rent or mortgage arrears.
A satisfactory credit history.
Minimum £4,000 in savings to cover legal and associated purchase costs.
Sufficient deposit funds (usually at least 5% of the discounted purchase price).

Please speak to our sales team for more information.